Pay Cash for Christmas and Start 2018 Free from Holiday Debt

Are you tired of playing catch up in January (and beyond) because you overspent during the holidays? You have big plans for the New Year, but those big plans require money.

Unfortunately, it always seems like you spend the first few months of the New Year paying off your credit card from all your Christmas and New Year expenses instead of investing in the next steps you truly want to take.

Every year you tell yourself it will be different, and every year, in January, your credit card bill slugs you in the gut, and you start figuring out how you can pay it off as quickly as possible so the interest doesn’t hold you back even further.

You know what, it happens to most of us. Our world is so accustomed to using debt to fund our lives that we don’t even think twice about it. Until the bills come and you realize you don’t have the money. But, it doesn’t have to be this way, not this year, not next year.

If you get started TODAY, you can change your usual holiday story, control your spending, and start the New Year debt-free. (Or at the very least debt-reduced)

Christmas is just a few months away, but there is still time. You can learn how to create a Spending Plan quickly by saving money now.  As you start to see the money you are saving, you will find it easier and easier to stick to your plan, so that when holiday expenses start to appear, you only spend money on what is truly important and you can pay for them without pulling out your credit card.

You are sitting at your kitchen table, opening your post-holiday credit card bill, and instead of cringing at the big number you see on that bill, you see a big fat ZERO.

You feel energized and excited, like a weight has been lifted from your shoulders (or a lump pulled out of your gut). You get to start the New Year NOW, making choices and plans for how to use your money moving forward, instead of going backwards and figuring out how to pay off your expenses from Christmas first.

You get to sort through all of the possibilities. Take a moment and imagine how amazing that feels.